Current Account

Convenience meets flexibility with EBank Current Account. Easily deposit, withdraw and handle all transactions anytime, anywhere.

Benefits and Conditions

Non-interest-bearing account

Account can be opened in Egyptian Pound as well as any main foreign currency

Check book issuance

Offered to individuals and companies

Account can be opened with a minimum of EGP 5,000 or 1,000 of any main foreign currencies

Required Documents

New bank customer

Employed Customer

Valid National ID

Recent Utility Bill (maximum three months)

Proof of Employment/ 3 months’ bank statement

Self-employed

Valid National ID

Recent Utility Bill (maximum three months)

Recent copy of commercial register and tax card

Pensioners

Valid National ID

Recent Utility Bill (maximum three months)

Proof of pension

Foreigners

Valid Passport with country entry visa

Recent Utility Bill (maximum three months)

Valid Residency / Work permit

Current EBank customer

Sign account application

Savings Accounts

Increase your savings, deposit and withdraw anytime anywhere through your Saving Account. Not to mention, enjoy a special interest rate on your credit balance.

Benefits and Conditions

Interest is calculated on the minimum monthly balance and credited to the customers’ accounts quarterly

Offered to customers in Egyptian Pounds and main foreign currencies

Minimum balance required to open the account: EGP 1,000

No Minimum age; Minors can open a savings account

Easy Access to account through Debit card.

Required Documents

New bank customer

Employed Customer

Valid National ID

Recent Utility Bill (maximum three months)

Proof of Employment/ 3 months’ bank statement

Self-employed

Valid National ID

Recent Utility Bill (maximum three months)

Recent copy of commercial register and tax card

Pensioners

Valid National ID

Recent Utility Bill (maximum three months)

Proof of pension

Foreigners

Valid Passport with country entry visa

Recent Utility Bill (maximum three months)

Valid Residency / Work permit

Current EBank customer

Fill and Sign Application Form

Exporters Account

Exporter’s partner in success

  • Interest bearing Current Account in foreign currencies
  • Exporters Account is launched with 2 types of classes:

Regular (Enterprises – Individuals)

Exporters (Enterprises)

  • Account is available in USD, Euro and GBP
  • Target Segment

Individuals and regular corporate customers, particularly exporters.

Benefits and Conditions

 Daily calculation and monthly capitalization of the Interest

Special Benefits to promote Export

Free of charge from Account opening Fees

 Check Book issuance

No Minimum Balance to open the account

   Account to be opened in Foreign Currencies only (USD-Euro-GBP)

Required Documents

New bank customer

Account opening application form

Registration in the Egyptian Export Authority

Copy of the national ID

Recent utility bill

Commercial Register for Corporate, SMEs

Current EBank customer

Account application form

Registration in the Egyptian Export Authority

Tiered Savings Account

Maximize your returns with exclusive rates available in our Tiered Savings Account.

Benefits and Conditions

Available in Egyptian Pounds only

Attractive Interest Rates based on the Balance

Minimum balance required: EGP 250 ,000

No minimum age. Minors are eligible

Interest Rate is calculated on the minimum monthly balance and credited to the customers’ accounts quarterly

Required Documents

New bank customer

Employed Customer

Valid National ID

Recent Utility Bill (maximum three months)

Proof of Employment/ 3 months’ bank statement

Self-employed

Valid National ID

Recent Utility Bill (maximum three months)

Recent copy of commercial register and tax card

Pensioners

Valid National ID

Recent Utility Bill (maximum three months)

Proof of pension

Foreigners

Valid Passport with country entry visa

Recent Utility Bill (maximum three months)

Valid Residency / Work permit

Current EBank customer

Signed account application

Daily Interest Current Account (Kol Youm)

Combining liquidity, efficiency and high returns, the Daily Interest Current Account (Kol Youm) allows you to enjoy the following:

Benefits and Conditions

Profit capitalized on monthly basis

Interest rates based on tiers

Account can be opened in Egyptian Pounds only

Check Book issuance

Account can be opened with a minimum of EGP 2,500 for individuals and EGP 5,000 for enterprises

Minimum amount to earn interest EGP 50,000 for individuals and EGP 100,000 for enterprises

Daily interest bearing account for both individuals and enterprises

Required Documents

New bank customer

Account opening form

Copy of national ID or passport copy with a valid residence visa for foreign residents

Commercial Register for Corporate, SMEs

Recent utility bill

Current EBank customer

Signed account application

Current Accounts

1- Regular Current Accounts

Account designed to facilitate your daily banking transactions, providing you with a range of benefits that meet your needs.

Features and Conditions

 An interest-free current account in Egyptian pounds and foreign currencies

The possibility of issuing a check book

 

It can be opened for individuals and companies

Withdrawal through the ATM network throughout the Republic

Minimum Account Opening Balance:
For individuals: One thousand Egyptian pounds or equivalent in foreign currencies
For corporate: Five thousand Egyptian pounds or equivalent in foreign currencies

Required Documents

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof

2- Daily Interest Current Account (Kol Youm)

Account that that combine current account and savings account features, as it gives daily interest, in addition to the possibility of issuing a checkbook as well as a direct debit card.

Features and Conditions

Account in Egyptian pounds only for individuals and corporate

The interest is calculated on the daily closing balances according to specific segments , and capitalized to the customer’s account at the end of each month.

Minimum Account Opening Balance:
For Individuals: five Egyptian pounds
For Corporate: twenty-five thousand Egyptian pounds

The possibility of issuing a check book

Minimum Balance to earn interest:
For individuals: fifty thousand Egyptian pounds
For corporate: one hundred thousand Egyptian pounds

Required Documents

New bank customer

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof

Current EBank customer

"Kol Youm" account opening request form

Interest Calculation

The interest rate is calculated daily on the closing balance , and added to the customer’s account at the end of each month according to the tiers:

Individuals

Tiers
From
To
1
EGP 5,000
EGP 49,999
2
EGP 50,000
EGP 99,999
3
EGP 100,000
EGP 249,99
4
EGP 250,000
EGP 499,99
5
EGP 500,000
EGP 999,999
6
EGP 1 Milion and Over
-

Corporate

Tiers
From
To
1
EGP 25,000
EGP 99,999
2
EGP 100,000
EGP 294,999
3
EGP 250,000
EGP 449,99
4
EGP 250,000
EGP 499,99
5
EGP 1,000,000
EGP 2,999,999
6
EGP 3 Milion and Over
-

3- Exporters Account:

A current account with interest calculated on daily basis and added to the clients’ accounts at the end of each month,

Features and Conditions

Interest calculated on daily basis and added to the clients’ accounts at the end of each month based on specific tiers.

Available for all clients “Egyptians and foreigners”, Exporters have tailored advantages in order to encourage exporters to increase their business volume and attract new exporters.

The possibility of issuing a check book

No account opening fees

No minimum balance to open an account


The account is granted in foreign currencies (USD-EUR-GBP).

 

Required Documents

New bank customer

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof

Interest Calculation

The interest rate is calculated daily on the closing balance , and added to the customer’s account at the end of each month according to the tiers below

Individuals/Corporate “Non Exporters”

USD

Tiers
From
To
1
$ 10,000
$ 49,999
2
$ 50,000
$ 249,999
3
$ 250,000
$ 999,999
4
Over $ 1 Million
--

Corporate “ Exporter Only”

USD

Tiers
From
To
1
$ 10,000
$ 49,999
2
$ 50,000
$ 249,999
3
$ 250,000
$ 999,999
4
Over $ 1 Million
--

GBP

Tiers
From
To
1
Over 5000
--

EUR

Tiers
From
To
1
Over 7500
--

Saving Accounts

1- Regular Saving Accounts

This account allows you to save while taking advantage of flexible periodic return “monthly – quarterly – semi-annual and annual” based on the customer’s needs

Features and Conditions

  Accounts for individuals in EGP-USD-EUR-GBP

  Competitive interest rates

 

 Low Account Expenses

The minimum amount to open the account is One thousand Egyptian pounds or its equivalent in foreign currencies.

Required Documents

New bank customer

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof

Current EBank customer

Saving account opening request form

2- Saving Account – Tranches

This account allows clients to get a return based on the closing balance in the account; it attracts people who want to get a high rate of return and those with large balances who are looking for an excellent return

Features and Conditions

Available in EGP only

Competitive return calculated on the closing balances

 Opening an account for all ages, even minors

 The minimum amount to open the account is 250 thousand Egyptian pounds

Interest Calculation

The interest rate is calculated monthly and added to the customer’s account quarterly according to the tranches below:

Tiers
From
To
1
EGP 250,000
EGP 1,000,000
2
EGP ^1,000,000
EGP 2,000,000
3
EGP ^2,000,000
--

Required Documents

New bank customer

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof

Current EBank customer

Account opening request form

Term Deposits

Term deposits are available in local and foreign currency for individuals and corporate looking for savings and investment, as well as those wishing to obtain fixed deposits in order to use them in obtaining credit facilities or personal loans.

Features and Conditions

 For individuals and corporate in EGP-USD-EUR-GBP

 Various deposit terms from one week up to five years

 

 Various interest periods (monthly, quarterly, semi-annual, annual)

 Competitive interest rates

 The possibility of reducing the value of the deposit without breaking it

  Possibility of borrowing against a deposit up to 90%

Minimum amount to open a deposit:
100,000 pounds or its equivalent in foreign currencies for a period of one or two weeks
5000 pounds or its equivalent in foreign currencies for a period of one month to a year

TDs tenures & Currencies

Tenure
Currency
1Week / 2 Weeks
EGP-USD-EUR-GBP
1 Month
EGP-USD-EUR-GBP
2 Month
EGP-USD-EUR-GBP
3 Month
EGP-USD-EUR-GBP
6 Month
EGP-USD-EUR-GBP
9 Month
EGP-USD-EUR-GBP
1 Year
EGP-USD-EUR-GBP
1 Year
EGP-USD-EUR-GBP
1 Year – Monthly Interest
EGP
2 Years – Quarter Interest
EGP
2 Years Month/Quarter/Semiannual/Annual
USD
3 Years Month/Quarter/Semiannual/Annual
USD
5 Years Month/Quarter/Semiannual/Annual
USD

Required Documents

New bank customer

Account opening form

A copy of a valid national ID card or a valid passport for foreigners

Recent utility receipt (electricity or gas)

Income proof