Current Account
Convenience meets flexibility with EBank Current Account. Easily deposit, withdraw and handle all transactions anytime, anywhere.
Benefits and Conditions
Non-interest-bearing account
Account can be opened in Egyptian Pound as well as any main foreign currency
Check book issuance
Offered to individuals and companies
Account can be opened with a minimum of EGP 5,000 and no minimum for any major foreign currency
Required Documents
New bank customer
Employed Customer
Valid National ID
Recent Utility Bill (maximum three months)
Proof of Employment/ 3 months’ bank statement
Self-employed
Valid National ID
Recent Utility Bill (maximum three months)
Recent copy of commercial register and tax card
Pensioners
Valid National ID
Recent Utility Bill (maximum three months)
Proof of pension
Foreigners
Valid Passport with country entry visa
Recent Utility Bill (maximum three months)
Valid Residency / Work permit
Current EBank customer
Sign account application
Savings Accounts
Increase your savings, deposit and withdraw anytime anywhere through your Saving Account. Not to mention, enjoy a special interest rate on your credit balance.
Benefits and Conditions
Interest is calculated on the minimum monthly balance and credited to the customers’ accounts quarterly
Offered to customers in Egyptian Pounds and main foreign currencies
Minimum balance required to open the account: EGP 5,000
No Minimum age; Minors can open a savings account
Easy Access to account through Debit card.
Required Documents
New bank customer
Employed Customer
Valid National ID
Recent Utility Bill (maximum three months)
Proof of Employment/ 3 months’ bank statement
Self-employed
Valid National ID
Recent Utility Bill (maximum three months)
Recent copy of commercial register and tax card
Pensioners
Valid National ID
Recent Utility Bill (maximum three months)
Proof of pension
Foreigners
Valid Passport with country entry visa
Recent Utility Bill (maximum three months)
Valid Residency / Work permit
Current EBank customer
Fill and Sign Application Form
Exporters Account
Exporter’s partner in success
- Interest bearing Current Account in foreign currencies
- Exporters Account is launched with 2 types of classes:
Regular (Enterprises – Individuals)
Exporters (Enterprises)
- Account is available in USD, Euro and GBP
- Target Segment
Individuals and regular corporate customers, particularly exporters.
Benefits and Conditions
Daily calculation and monthly capitalization of the Interest
Special Benefits to promote Export
Free of charge from Account opening Fees
Check Book issuance
No Minimum Balance to open the account
Account to be opened in Foreign Currencies only (USD-Euro-GBP)
Required Documents
New bank customer
Account opening application form
Registration in the Egyptian Export Authority
Copy of the national ID
Recent utility bill
Commercial Register for Corporate, SMEs
Current EBank customer
Account application form
Registration in the Egyptian Export Authority
Tiered Savings Account
Maximize your returns with exclusive rates available in our Tiered Savings Account.
Benefits and Conditions
Available in Egyptian Pounds only
Attractive Interest Rates based on the Balance
Minimum balance required: EGP 250 ,000
No minimum age. Minors are eligible
Interest Rate is calculated on the minimum monthly balance and credited to the customers’ accounts quarterly
Required Documents
New bank customer
Employed Customer
Valid National ID
Recent Utility Bill (maximum three months)
Proof of Employment/ 3 months’ bank statement
Self-employed
Valid National ID
Recent Utility Bill (maximum three months)
Recent copy of commercial register and tax card
Pensioners
Valid National ID
Recent Utility Bill (maximum three months)
Proof of pension
Foreigners
Valid Passport with country entry visa
Recent Utility Bill (maximum three months)
Valid Residency / Work permit
Current EBank customer
Signed account application
Daily Interest Current Account (Kol Youm)
Combining liquidity, efficiency and high returns, the Daily Interest Current Account (Kol Youm) allows you to enjoy the following:
Benefits and Conditions
Profit capitalized on monthly basis
Interest rates based on tiers
Account can be opened in Egyptian Pounds only
Check Book issuance
Account can be opened with a minimum of EGP 2,500 for individuals and EGP 5,000 for enterprises
Minimum amount to earn interest EGP 50,000 for individuals and EGP 100,000 for enterprises
Daily interest bearing account for both individuals and enterprises
Required Documents
New bank customer
Account opening form
Copy of national ID or passport copy with a valid residence visa for foreign residents
Commercial Register for Corporate, SMEs
Recent utility bill
Current EBank customer
Signed account application
Current Accounts
1- Regular Current Accounts
Account designed to facilitate your daily banking transactions, providing you with a range of benefits that meet your needs.
Features and Conditions
An interest-free current account in Egyptian pounds and foreign currencies
The possibility of issuing a check book
It can be opened for individuals and companies
Withdrawal through the ATM network throughout the Republic
Minimum Account Opening Balance:
For individuals: Five thousand Egyptian pounds and no minimum for any major foreign currency
For corporate: Five thousand Egyptian pounds and no minimum for any major foreign currency
Required Documents
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
2- Daily Interest Current Account (Kol Youm)
Account that that combine current account and savings account features, as it gives daily interest, in addition to the possibility of issuing a checkbook as well as a direct debit card.
Features and Conditions
Account in Egyptian pounds only for individuals and corporate
The interest is calculated on the daily closing balances according to specific segments , and capitalized to the customer’s account at the end of each month.
Minimum Account Opening Balance:
For Individuals: five thousand Egyptian pounds
For Corporate: twenty-five thousand Egyptian pounds
The possibility of issuing a check book
Minimum Balance to earn interest:
For individuals: fifty thousand Egyptian pounds
For corporate: one hundred thousand Egyptian pounds
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Current EBank customer
"Kol Youm" account opening request form
Interest Calculation
The interest rate is calculated daily on the closing balance , and added to the customer’s account at the end of each month according to the tiers:
Individuals
| Tiers | From | To |
|---|---|---|
| 1 | EGP 5,000 | EGP 49,999 |
| 2 | EGP 50,000 | EGP 99,999 |
| 3 | EGP 100,000 | EGP 249,99 |
| 4 | EGP 250,000 | EGP 499,99 |
| 5 | EGP 500,000 | EGP 999,999 |
| 6 | EGP 1 Milion and Over | - |
Corporate
| Tiers | From | To |
|---|---|---|
| 1 | EGP 25,000 | EGP 99,999 |
| 2 | EGP 100,000 | EGP 294,999 |
| 3 | EGP 250,000 | EGP 449,99 |
| 4 | EGP 250,000 | EGP 499,99 |
| 5 | EGP 1,000,000 | EGP 2,999,999 |
| 6 | EGP 3 Milion and Over | - |
3- Exporters Account:
A current account with interest calculated on daily basis and added to the clients’ accounts at the end of each month,
Features and Conditions
Interest calculated on daily basis and added to the clients’ accounts at the end of each month based on specific tiers.
Available for all clients “Egyptians and foreigners”, Exporters have tailored advantages in order to encourage exporters to increase their business volume and attract new exporters.
The possibility of issuing a check book
No account opening fees
No minimum balance to open an account
The account is granted in foreign currencies (USD-EUR-GBP).
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Interest Calculation
The interest rate is calculated daily on the closing balance , and added to the customer’s account at the end of each month according to the tiers below
Individuals/Corporate “Non Exporters”
USD
| Tiers | From | To |
|---|---|---|
| 1 | $ 10,000 | $ 49,999 |
| 2 | $ 50,000 | $ 249,999 |
| 3 | $ 250,000 | $ 999,999 |
| 4 | Over $ 1 Million | -- |
Corporate “ Exporter Only”
USD
| Tiers | From | To |
|---|---|---|
| 1 | $ 10,000 | $ 49,999 |
| 2 | $ 50,000 | $ 249,999 |
| 3 | $ 250,000 | $ 999,999 |
| 4 | Over $ 1 Million | -- |
GBP
| Tiers | From | To |
|---|---|---|
| 1 | Over 5000 | -- |
EUR
| Tiers | From | To |
|---|---|---|
| 1 | Over 7500 | -- |
Saving Accounts
1- Regular Saving Accounts
This account allows you to save while taking advantage of flexible periodic return “monthly – quarterly – semi-annual and annual” based on the customer’s needs
Features and Conditions
Accounts for individuals in EGP-USD-EUR-GBP
Competitive interest rates
Low Account Expenses
The minimum amount to open the account is five thousand Egyptian pounds and no minimum for any major foreign currency
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Current EBank customer
Saving account opening request form
2- Saving Account – Tranches
This account allows clients to get a return based on the closing balance in the account; it attracts people who want to get a high rate of return and those with large balances who are looking for an excellent return
Features and Conditions
Available in EGP only
Competitive return calculated on the closing balances
Opening an account for all ages, even minors
The minimum amount to open the account is 250 thousand Egyptian pounds
Interest Calculation
The interest rate is calculated monthly and added to the customer’s account quarterly according to the tranches below:
| Tiers | From | To |
|---|---|---|
| 1 | EGP 250,000 | EGP 1,000,000 |
| 2 | EGP ^1,000,000 | EGP 2,000,000 |
| 3 | EGP ^2,000,000 | -- |
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Current EBank customer
Account opening request form
Term Deposits
Term deposits are available in local and foreign currency for individuals and corporate looking for savings and investment, as well as those wishing to obtain fixed deposits in order to use them in obtaining credit facilities or personal loans.
Features and Conditions
For individuals and corporate in EGP-USD-EUR-GBP
Various deposit terms from one week up to five years
Various interest periods (monthly, quarterly, semi-annual, annual)
Competitive interest rates
The possibility of reducing the value of the deposit without breaking it
Possibility of borrowing against a deposit up to 90%
Minimum amount to open a deposit:
Foreign currency: USD 1000-EUR 800-GBP 500
Local currency : EGP 5000
TDs tenures & Currencies
| Tenure | Currency |
|---|---|
| 1Week / 2 Weeks | EGP-USD-EUR-GBP |
| 1 Month | EGP-USD-EUR-GBP |
| 2 Month | EGP-USD-EUR-GBP |
| 3 Month | EGP-USD-EUR-GBP |
| 6 Month | EGP-USD-EUR-GBP |
| 9 Month | EGP-USD-EUR-GBP |
| 1 Year | EGP-USD-EUR-GBP |
| 1 Year | EGP-USD-EUR-GBP |
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Current EBank customer
TD account opening request form
Certificates of Deposit
The bank provides a medium and long-term savings certificate for individuals & corporates wishing to save and invest in local and foreign currency.
Features and Conditions
Savings certificates in Egyptian pounds and US dollars
Available in 1000 and its multiples
Flexible periodical return (monthly – quarterly – semi-annual – annual)
Competitive interest rates
Different types according to customer needs (fixed – variable– cumulative)
The possibility of borrowing up to 90% of the value of the certificate
The minimum age for issuing a certificate is 21 years, with the possibility of issuing certificates under the names of minors
The possibility of breaking the certificate after 6 months from the date of issuance from any of the bank’s branches based on the terms and conditions applied.
Individual Fixed CDs
| Tenure | Currency |
|---|---|
| 3 Years-Monthly Interest | EGP |
| 3 Years-Quarterly Interest | EGP |
| 3 Years-Semi Annual Interest | EGP |
| 3 Years-Annual Interest | EGP |
| 5 Years-Monthly Interest | EGP |
| 5 Years-Quarterly Interest | EGP |
| 5 Years-Semi Annual Interest | EGP |
| 5 Years-Annual Interest | EGP |
| 3 Years-Monthly/Quarter/Semiannual/Annual | USD |
| 5 Years-Monthly/Quarter/Semiannual/Annual | USD |
Corporate Fixed CDs
| Tenure | Currency |
|---|---|
| 3 Years-Monthly Interest | EGP |
| 3 Years-Quarterly Interest | EGP |
| 3 Years-Semi Annual Interest | EGP |
| 3 Years-Annual Interest | EGP |
Individual Variable CDs
| Tenure | Currency |
|---|---|
| 3 Years-Monthly Interest | EGP |
| 3 Years-Quarterly Interest | EGP |
Individual Cumulative CDs
| Tenure | Currency |
|---|---|
| 5 Years | EGP |
| 7 Years | EGP |
Required Documents
New bank customer
Account opening form
A copy of a valid national ID card or a valid passport for foreigners
Recent utility receipt (electricity or gas)
Income proof
Current EBank customer